Get a valuation from an agent that knows the market. Experience, local and industry knowledge are irreplaceable. A realistic valuation at this stage is not necessarily for marketing purposes but something on which to help you base your ongoing decisions. The marketing price comes later when discussing the strategy for getting a buyer.
Once the value has been determined, speak to your current lender about options they may have for you, assuming they are competitive. Avoid mortgage calculators online and invest some time sitting down with an independent mortgage advisor for some free initial advice. A mortgage is a long term product so it needs to be right for you not just today, but also in the future.
Register your search online and narrow down your search criteria. Look at which agents operate in the area of the market you’re looking in. Once you can see who the key players are, speak to a few and delve deeper into your essentials and hopes. Does your budget match your requirements? Ask to see some of their recent sales (the last 3 months) matching your requirements to give you confidence that the property you are looking for actually exists. It’s unusual to find the perfect home straight away these days, especially in Guildford, so be prepared to kiss many frogs before you find the right one.
I understand how stressful moving home can seem so if you have further questions, please email me mark@collinsguildford.co.uk or call 01483 230473
Dig out the survey from when you purchased your property. The chances are the same things will come up again unless they were addressed. There is nothing worse than that leaning chimney coming back to haunt you 4 weeks into the sale process with your buyer. Perhaps get some estimates for repairs in preparation for the buyer’s research later down the line. It’s always wise to be prepared. Make sure that any works you have completed to the house during your ownership have the relevant sign off for building regulations. Your builder has hopefully completed the paper trail but it’s worth checking.
The agent can help here with recommendations, but it’s always preferable to work with someone trusted and local. Ask the agent if a referral fee is going to be paid if they are recommending a firm. This may help with your decision.
